I am enquiring about [financial-advisory service]. Is remuneration for this service limited to fees paid directly by the client, or is there also commission or referral remuneration from product providers? If so, which choices does it relate to, is it one-off or ongoing, and how is it presented separately from direct client fees? Please identify unknowns. I do not judge independence or product suitability solely from the presence or absence of commission. I am not choosing a product or authorising a transaction.